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93% of my business is repeat and referral. I want to be your Real Estate Consultant for Life! Call me direct(281)851-4438.

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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Jan Jackson, REALTOR®, real estate agents and broker for Kingwood, Humble and Northeast Houston Texas home listings, property and land for sale - NUMBER1EXPERT™

Jan Jackson & Associates
Keller Williams Realty Northeast

20665 West Lake Houston Parkway
Kingwood, Texas 77346
Cell: 281 851-4438
Toll-free: 800 496-1202
Fax: 281 812-8760
Relocation Hotline: 281 812-8780
Email: Jan@HoustonRelocation.com

I am an experienced member of the Keller Williams team. I am committed to my clients and provide consistent, professional, and friendly service. Traditionally, clients who have worked with me have been most pleased with my assertiveness. I believe in honesty and I am committed to complete satisfaction. My work as your Realtor is not complete until everyone is completely satisfied.

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