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93% of my business is repeat and referral. I want to be your Real Estate Consultant for Life! Call me direct(281)851-4438.

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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Kingwood, Humble and Northeast Houston area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 



School Reports in Kingwood, Humble and Northeast Houston, Texas
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Jan Jackson, REALTOR®, real estate agents and broker for Kingwood, Humble and Northeast Houston Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jan Jackson & Associates
Keller Williams Realty Northeast

20665 West Lake Houston Parkway
Kingwood, Texas 77346
Cell: 281 851-4438
Toll-free: 800 496-1202
Fax: 281 812-8760
Relocation Hotline: 281 812-8780
Email: Jan@HoustonRelocation.com

I am an experienced member of the Keller Williams team. I am committed to my clients and provide consistent, professional, and friendly service. Traditionally, clients who have worked with me have been most pleased with my assertiveness. I believe in honesty and I am committed to complete satisfaction. My work as your Realtor is not complete until everyone is completely satisfied.

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