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93% of my business is repeat and referral. I want to be your Real Estate Consultant for Life! Call me direct(281)851-4438.

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Jan Jackson, REALTOR®, real estate agents and broker for Kingwood, Humble and Northeast Houston Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jan Jackson & Associates
Keller Williams Realty Northeast
20665 West Lake Houston Parkway
Kingwood, Texas 77346
Cell: 281 851-4438
Toll-free: 800 496-1202
Fax: 281 812-8760
Relocation Hotline: 281 812-8780
Email: Jan@HoustonRelocation.com

I am an experienced member of the Keller Williams team. I am committed to my clients and provide consistent, professional, and friendly service. Traditionally, clients who have worked with me have been most pleased with my assertiveness. I believe in honesty and I am committed to complete satisfaction. My work as your Realtor is not complete until everyone is completely satisfied.

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